Application

Privacy Act Declarations

I/We acknowledge that in accordance with s.18E(8)(c) of the Privacy Act 1988, certain items of personal information about me/us contained in this application and permitted to be kept on a credit information file, may be disclosed to a credit reporting agency.

Authority to exchange information with other credit providers

In accordance with Section 18N(I)(b) of the Privacy Act, I/we authorize Adelaide Bank a division of Bendigo and Adelaide Bank Limited, Advantage Financial Services Pty Ltd, AFSH Nominees Pty Limited, AMAL Asset Management Pty Ltd, AMAL Management Services Pty Ltd, AMAL Trustees Pty Ltd, Barclays Finance Company Pty Limited, BC Invest Loans Pty Ltd, Brighten Home Loans Pty Ltd, Columbus Capital Pty Ltd, FAI First Mortgage Pty Ltd, First American Title Insurance Company of Australia Pty Limited, First Federal Home Loans Pty Ltd, First Federal Pty Ltd, Homeloans Ltd, ING Bank (Australia) Limited, La Trobe Financial Asset Management Limited, La Trobe Financial Services Pty Limited, Labassa Capital Pty Ltd, Macquarie Securitisation Limited, MKM Capital Pty Ltd, Pepper Asset Finance Pty Ltd, Pepper Finance Corporation Limited, Pepper Group Pty Limited, Pepper Homeloans Pty Limited, Permanent Custodians Limited, Permanent Mortgages (No 2) Pty Limited, Permanent Mortgages Pty Limited, Perpetual Ltd, Perpetual Trustee Company Limited, Perpetual Trustee Victoria Limited, Proviso Pty Ltd trading as BankStatements.com.au, RAFG Pty Ltd, Resimac Limited, Sintex Consolidated Pty Limited, Source Funding Pty Ltd, Think Tank Group Pty Ltd, Well Nigh Capital Funding No 1 Pty Ltd, Well Nigh Pty Ltd, Zank Financial Pty Ltd and other concerned companies to give and obtain from credit providers, accountants, lawyers, and credit providersthat may be named in a creditreport issued by a creditreporting agency, information about my/our credit arrangements. I/we understand that this information can include any information about my/our credit worthiness, creditstanding, credit history, or credit capacity that credit providers are allowed to give or receive from each other under the Privacy Act 1988.
I/We understand the information may be used for the following purposes:

• To assess an application by me/us for credit.
• To assist me/us avoid defaulting on my/our credit obligations
• To notify other credit providers of a default by me/us
• To assess my/our credit worthiness.

Declaration as to purpose of Credit

I declare the credit to be provided to me is to be applied wholly or predominantly for:

• Business purposes; or
• Investment purposes other than investment in residential property

IMPORTANT
You should ONLY sign this declaration if the loan is wholly or predominantly for:

• Investment purposes other than investment in residential property
• Business Purpose

BY SIGNING THIS DECLARATION YOU MAY LOSE YOUR PROTECTION UNDER THE NATIONAL CONSUMER CREDIT CODE This declaration has been made before I signed, or entered into, a credit relating to this intended transaction AND I MAKE THIS SOLEMN DECLARATION conscientiously believing the contents to be true