PRODUCT GUIDES

	FIRST MORTGAGE	SECOND MORTGAGE
INTEREST RATE	From 9.25% p.a. (subject to LVR)	From 15.00% p.a. (subject to LVR)
PURPOSE	Any commercial purpose Acquisition Refinance Equity Release Working Capital Bridging Finance Residual Stock Construction	Any commercial purpose Acquisition Refinance Equity Release Working Capital Bridging Finance Residual Stock Construction
SECURITY TYPE	Residential, commercial, industrial, specialised commercial	Residential, commercial, industrial, specialised commercial
LOAN AMOUNT	$500,000 - $50m+	$500,000 - $50m+
MAXIMUM LVR	Up to 75%	Up to 75%
LOAN TERM	Up to 24 months	Up to 24 months
LOAN ACCEPTANCE FEE	From $3,300 incl GST	From $3,300 incl GST
ESTABLISHMENT FEE	Indicative 1.50%	Indicative 1.50%
FUND MANAGEMENT FEE	2.2% incl GST	2.2% incl GST
INTRODUCERS FEE	1.10% incl GST	1.10% incl GST
DUE DILLIGENCE FEE	From $5,500 incl GST	From $5,500 incl GST
INTEREST REPAYMENT	Capitalised or monthly	Capitalised or monthly
TURNAROUND TIME	Term Sheet issued within 48 hours	Term Sheet issued within 48 hours
OTHER	No monthly fees No ongoing management fees	No monthly fees No ongoing management fees

Key Facts:

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